Newsletter and More
Here you’ll find Jim Chubb’s weekly column for the Santa Cruz Sentinel and other news.
Our Waiver Strategy and Appraisal Delays
Q: Why have you gone from 30 day locks to 60 days? Can I close my purchase in a shorter time? Should my son wait to...
Why Does Refinancing Take So Long?
Q: I am refinancing a rental property in order to get a larger down payment for the purchase of a new primary...
Strategies for Paying Off Faster
Q: How can I pay my home off faster without taking risks and squeezing my cash flow? A: Equity building and early pay...
Inaccurate News On Rates
While Stocks Looking For Excuse To Rally Confuses Consumers Q: What is realistic for a 30 YEAR FIXED NO COST LOAN OF...
Rates May Decline Further
Q: I’m waiting for the lower rates closer to 3% that were predicted when the pandemic started. What’s the real story...
Mortgage Rate Drop You Have Waited For
Q: I have been waiting for refinance my $550,000.00 loan that is currently at 3.75%. I keep seeing lower rates...