Newsletter and More
Here you’ll find Jim Chubb’s weekly column for the Santa Cruz Sentinel and other news.
A No Cost Savings Is Always Good
Call if your rate is over 3.125% Q: My family member is in a related business to yours and commented that it might not...
New Lows in Rates
NEW LOWS IN RATES -- FREE RATE REDUCTIONS.-- AND 29 YEAR SPECIAL! Q: I have been waiting for refinance my $550,000.00...
The Truth About No-cost Loans
What IS The Truth About No-cost Loans? How Do They Really Work? Jumbo Rates? Q: Last week I read an article that...
Fed Drops Rates Again
Santa Cruz Sentinel - 09/22/2019 Q: Last week you were talking about rates going up, but I saw where the Federal...
Trade War Delay Pushes Mortgage Rates Up
We Hope It’s Temporary. It Pays To Prepare! Q: I got a rate quote from you last week on a refinance and, since rates...
Fear and Loathing 2019: Don’t Wait, Get Ready To Refinance
Q: We keep hearing you say to prepare to refinance or buy a new home with lower mortgage interest rates. However,...