Newsletter and More
Here you’ll find Jim Chubb’s weekly column for the Santa Cruz Sentinel and other news.
Inaccurate News On Rates
While Stocks Looking For Excuse To Rally Confuses Consumers Q: What is realistic for a 30 YEAR FIXED NO COST LOAN OF...
Rates May Decline Further
Q: I’m waiting for the lower rates closer to 3% that were predicted when the pandemic started. What’s the real story...
Mortgage Rate Drop You Have Waited For
Q: I have been waiting for refinance my $550,000.00 loan that is currently at 3.75%. I keep seeing lower rates...
A No Cost Savings Is Always Good
Call if your rate is over 3.125% Q: My family member is in a related business to yours and commented that it might not...
New Lows in Rates
NEW LOWS IN RATES -- FREE RATE REDUCTIONS.-- AND 29 YEAR SPECIAL! Q: I have been waiting for refinance my $550,000.00...
The Truth About No-cost Loans
What IS The Truth About No-cost Loans? How Do They Really Work? Jumbo Rates? Q: Last week I read an article that...