Newsletter and More
Here you’ll find Jim Chubb’s weekly column for the Santa Cruz Sentinel and other news.
Fed Drops Rates Again
Santa Cruz Sentinel - 09/22/2019 Q: Last week you were talking about rates going up, but I saw where the Federal...
Trade War Delay Pushes Mortgage Rates Up
We Hope It’s Temporary. It Pays To Prepare! Q: I got a rate quote from you last week on a refinance and, since rates...
Fear and Loathing 2019: Don’t Wait, Get Ready To Refinance
Q: We keep hearing you say to prepare to refinance or buy a new home with lower mortgage interest rates. However,...
Fed Drops Rates A Third Time – How Can We Take Advantage OF Rates Now?
Q: It seems that mortgage rates don’t always drop as much as the Fed does, but instead drift down gradually or move...
Higher Loan Amounts Offer Lower Rates And Terms
Q: We were a bit disappointed to find that our refinance to pull cash out cost more than we expected when our loan...
Steady Rates Are Still Historically Low
Sunday, 11/17/2019 Q: We have been waiting to pulls cash out on a refinance to do some home improvements. Should we...