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Santa Cruz Sentinel – 09/22/2019 Q: Last week you were talking about rates going up, but I saw where the Federal Reserve just dropped rates again. Shouldn’t that give us the lowest rates in the last few years? A: The GOOD NEWS for mortgage borrowers is that...
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We Hope It’s Temporary. It Pays To Prepare! Q: I got a rate quote from you last week on a refinance and, since rates are supposed to be going down I did not rush to get my documentation to you. Now I am shocked to find that mortgage rates have gone UP and the quote is...
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Q: We keep hearing you say to prepare to refinance or buy a new home with lower mortgage interest rates. However, rates seem to go down and up and then up and back down with no actually dramatic improvement. When will we see some drastic rate reductions? A: As the...
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Q: It seems that mortgage rates don’t always drop as much as the Fed does, but instead drift down gradually or move very little. How can we know when and how to take advantage of lower rates? A: The GOOD NEWS IS THAT MORTGAGE RATES HAVE DROPPPED IN RESPONSE TO THE...
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Q: We were a bit disappointed to find that our refinance to pull cash out cost more than we expected when our loan amount went over $484,350.00. CAN YOU HELP US TO GET BETTER PRICING FOR THIS CASH-OUT REFINANCE? A: YES AND I HAVE GOOD NEWS IN THIS AREA FOR MANY...
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Sunday, 11/17/2019 Q: We have been waiting to pulls cash out on a refinance to do some home improvements. Should we wait for rates to continue to go lower or make our move now? What rate could we get today on our $350,000.00 refinance? A: With ZERO POINTS, you can get...
