NEW LOWS IN RATES — FREE RATE REDUCTIONS.– AND 29 YEAR SPECIAL!

Q: I have been waiting for refinance my $550,000.00 loan that is currently at 3.75%. I keep seeing lower rates advertised but they do not apply to loans over $510,400.00. When will these “high balance” conforming loans offer lower rates? What are my current options? What if I paid my loan down to $510,400.00?

A: Yes!! Good news!! Mortgage rates have finally taken the interest rate drop you have been waiting for! I can now offer you A NO COST LOAN as low as 3.125%  (3.125% a.p.r.) And lower with the right conditions. Yes, with no borower paid costs and even lower with a small cost on your $550,000.00 refinance! Fyi: “no cost” means free of costs which amounts to a free rate reduction with immediate savings, no investment or hidden fees and no break even period. No bull!!

NEWS FLASH:  We have a NEW 29 YEAR LOAN WITH LOWER RATES AND PAYMENTS THAN THE 30 YEAR FIXED!!!!  FYI: Interest rates on NO COST loans vary based on individual circumstances, so I advise anyone interested in refinancing in a NO COST loan or the NEW 29 year loan with EVEN LOWER RATES AND NO COST OPTIONS to call me at 831-818-7700 or send email to jchubb1@gmail.com. Rates can change daily and, if you give me the opportunity, I believe that I can provide rates and service that will win your appreciation, future business, and help you to WIN THE REFINANCE GAME!

MORE GOOD NEWS: RATES ON LOANS UNDER $510,401.00 HAVE ALSO DROPPED TO AS LOW AS 2.75% ( 2.81% a.p.r.)! 

 If you buy your loan down to $510,400.00 you can get a rate as low as 2.75% (2.81% a.p.r.) And only a bit higher with no borrower paid costs. Call me for real time rates, strategy and reliable information!